Residential
Home loans with a rate that won't increase.
You find the home--we'll make it easy to finance with a Fixed-Rate Mortgage. You'll get personal service and quick decisions from Florence Bank's local mortgage experts, so you can start planning your budget without worrying about your rate increasing.
Fixed-Rate Mortgage
- Guaranteed fixed interest rate for term of mortgage
- Local decision-making
- Low down payment options available*
- First-time homebuyer programs available
- Rate-lock options available
- Available for owner-occupied 1- to 4-family homes
- Jumbo fixed rates available
Why choose a Fixed-Rate Mortgage?
- Your interest rate will never increase
- Little or no change in monthly principal and interest payments
- Option to pay "points," an upfront investment that reduces interest rate, and resulting monthly payment
*Private mortgage insurance (PMI) is required for loans more than 80% of the appraised property value.
