Personal

Checking Accounts

There's a lot to love.

Make life easier with a checking account that offers plenty of convenient ways to manage your money and stretch your dollars further with options that can put extra cash in your pocket. All Florence Bank checking accounts feature:

Low $10 opening deposit
No monthly service charge
Mobile Banking with mobile check deposit
Online Banking with Bill Pay
Access to a nationwide network of 20,000 ATMs
Deposits fully insured with FDIC and Depositors Insurance Fund (DIF)
Overdraft Services available
Receive direct deposits up to two days early***

Click here to view Personal Deposit Rates.

New customer? Please make sure you have the following available:

U.S. Social Security Number
Valid Driver’s License or State ID
Credit/Debit Card Number or Bank Account & Routing Numbers (if opening an account online)
Cash or Check (if opening an account in-person)

Cashback Checking*

It's the easiest money you'll make all month. Just use your Florence Bank debit card to pay for everyday purchases, and you could earn 2% cash back.

Earn 2% cash back on purchases*
ATM fees refunded nationwide*
Debit Card for convenient shopping and easy withdrawals at ATMs
EZ $ave account that helps you build up your savings balance
Online eStatements that give you a quick, secure look at your monthly transactions
Receive direct deposits up to two days early***

Open Account

Account Details

Rewards Checking**

There's nothing better than having your hard-earned money earn even more money. Attractive interest payments are just one of the many features of this do-everything checking account.

Earn competitive interest on checking balances**
ATM fees refunded nationwide**
Debit Card for convenient shopping and easy withdrawals at ATMs
EZ $ave account that helps you build up your savings balance
Online eStatements that give you a quick, secure look at your monthly transactions
Receive direct deposits up to two days early***

Open Account

Account Details

Free Checking

Very few things in life are free. And even fewer still come with a long list of extras. At Florence Bank, our Free Checking account is the exception to the rule.

Unlimited check writing with no per-check fees
Debit Card for convenient shopping and easy withdrawals at ATMs
EZ $ave account that helps you build up your savings balance
Receive direct deposits up to two days early***

Open Account

Account Details

* To earn 2% cash back (up to $10) on debit card purchases posted to your account, and refunds of nationwide ATM fees incurred during each monthly statement cycle, you must have 12 or more debit card purchases post to your account; be enrolled in online banking and receive eStatements; and must have at least one deposit post during each monthly statement cycle. If requirements are met, we will post cash back rewards to your account and refund ATM fees on the last business day of the monthly statement cycle. ATM fee refunds may be reportable as miscellaneous income.

** To qualify for the highest interest rate and refunds of nationwide ATM fees, you must have 12 or more debit card purchases post to your account; be enrolled in online banking and receive eStatements; and, have either one Direct Deposit or one ACH Auto Debit post to your account during each monthly statement cycle. If requirements are met, we will post interest to your account and refund ATM fees on the last business day of the monthly statement cycle. If you do not meet these qualifications, you will receive the Rewards Checking Base Rate on the principal balance. ATM fee refunds may be reportable as miscellaneous income.

***Early access to funds is not guaranteed.