Opening doors. Changing lives.
We're proud to partner with the Federal Home Loan Bank of Boston on some special first-time homebuyer grant programs designed to provide down payment and closing cost assistance.
Lift Up Homeownership
Through Lift Up Homeownership, Black, American Indian or Alaska Native, Hispanic, Asian, and Native Hawaiian or Pacific Islander borrowers earning up to 120% of the area median income are eligible to receive up to $50,000 in down-payment and closing cost assistance on a first-come, first-served basis to purchase a first home.
Eligibility & Requirements
- Available to First-Time Homebuyer Programs applicants only
- Property must be located in Hampden, Hampshire, or Franklin counties in Massachusetts
- Homebuyers must complete a homebuyer counseling program prior to receiving Lift Up Homeownership funds
Housing Our Workforce
Housing Our Workforce offers grants to help homebuyers earning above 80% and up to 120% of the area median income with down-payment and closing cost assistance.
Eligibility & Requirements
- Available to First-Time Homebuyer Programs applicants only
- Property must be located in Hampden, Hampshire, or Franklin counties in Massachusetts
- Homebuyers must complete a homebuyer counseling program prior to receiving Housing Our Workforce funds
Equity Builder Program
The Equity Builder Program offers grants to help first-time buyers earning up to 80% of the area median income with down-payment, closing cost, and home rehabilitation assistance*, and homebuyer education and counseling.
Eligibility & Requirements
- Available to First-Time Homebuyer Programs applicants only
- Property must be located in Hampden, Hampshire, or Franklin counties in Massachusetts
- Homebuyers must complete a homebuyer counseling program prior to receiving Equity Builder Program funds
*Home rehabilitation assistance option not available at Florence Bank.
Interested in learning more?
For more information and how to apply, please call 413.586.1300 to speak with one of our helpful mortgage specialists or click the button below to find a specialist near you.